When it comes to quality errors and omissions insurance, there’s no better option than EliteMGA. Our clients are our highest priority, and we want you to receive the best E&O insurance you deserve. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior E&O insurance is inevitable, so choose EliteMGA with coverage limits ranging from $100,000 up to $1,000,000, and prices starting at $1000 for the Errors & Omissions and General Liability.

Home Inspectors Insurance Minimums in FL

Home Inspector General Liability Insurance Requirements in Florida

  • In order to apply for a home inspection license, you are required to submit proof of general liability insurance coverage of no less than $300,000.

Home Inspector Errors & Omissions Insurance Requirements in Florida

  • The state of Florida does not mandate a requirement for home inspector Errors & Omissions Insurance except for Mold Inspectors/Assessors, which are required to maintain $1,000,000 aggregate

Why Do I Need General Liability Insurance in the State of Florida?

First and foremost, the state of Florida requires home inspectors to submit proof of general liability insurance coverage of no less than $300k in order to apply for a home inspection license. Beyond the requirements of the state, carrying home inspector insurance that combines General Liability and Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities and lawsuits. Operating as a home inspector without liability and E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. Home inspectors in Florida conduct many home inspections per year; each of these inspections has the potential for liability exposure. Without the protection of liability and E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.

Why Should I Choose EliteMGA for Florida Home Inspector Insurance?

Our mission at EliteMGA is to provide you with the best E&O insurance on the market as well as other important insurances. Our specialized, experienced staff will generate the best possible E&O policy plan for your business. Regardless if you’re a sole proprietor or a multi-inspector firm, we tailor our policy to fit your needs. We offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

Plus, there are no hidden fees, taxes, or financing costs with our program. Our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.

Menu