Featured Home Inspector

Ryan Phelps, Big Brother Inspections, has been providing detailed home inspections in Arizona since 2003. Big Brother Inspections are experts in the home inspection industry and understand how the home’s systems function and work together. This understanding and approach allow them to perform the most complete inspection of the home, educate their clients about the current conditions, and make recommendations for the future.

Why do Home Inspectors need Insurance?

A home inspector who takes great care in his or her work and has all the professional experience in the world can still be the target of a lawsuit. Legal defense costs and damages could financially cripple an uninsured home inspector. That is why it is important to invest in insurance for home inspectors, including errors and omissions (E&O) insurance and general liability insurance coverages.

Choose EliteMGA for your Home Inspectors Insurance Needs

EliteMGA is 100% dedicated to the professional home inspector. We specialize in your specific needs:

  • We sell insurance. We do the billing. We settle claims! We have our own carrier for Home Inspectors! No nonsense dealing with a third-party insurance carrier – just us!
  • Our team of in-house attorneys (led by the pre-eminent expert in Home Inspection, Joe Denneler) create the Risk Management tools (to keep you out of a claim) and manage the claims (once you have a claim).
  • We strive to have the most competitive rates in the market.
  • Our experience counts in underwriting- writing business responsibly so as to ensure a product for inspectors for years to come.
  • We offer unique coverage – Whatever you need for your business we can provide.
  • Group discounts for multiple inspectors.

EliteMGA Created A Carrier For Home Inspectors Called EliteRE

EliteMGA has been a leader in providing insurance and risk management for years in the Home Inspector industry but there was always one piece missing – Total Autonomy.  Who knows the experience of inspectors better than a leading provider of insurance and risk management in the country? So, EliteMGA created a carrier just for Home Inspectors – EliteRE. What are the advantages of us owning our own captive?

  • Complete underwriting authority – we decide who to insure.
  • Absolute pricing authority – we decide the pricing.
  • Tailored Policy – we create the policy’s coverages to fit the needs of our inspector clientele.
  • Risk Management – we create the tools to keep you out of claims.
  • Absolute Claims Authority- we handle the claims in-house with our inspector’s best interest at heart.

State by State Insurance Requirements

What Our Customers Say About Us!

“The folks at EliteMGA are just that – elite. I have used them for insurance for several years now and really can’t speak highly enough. First, the responsiveness: emails and calls are returned not just the same day, but often in minutes. Second, the professionalism and thoroughness: I have been late making a payment or made an error on paperwork, and they go the extra mile to cover over mistakes or explain things well. For inspectors looking for E&O and general liability, EliteMGA is just the best.”

~ Home Inspector – Kansas City, Missouri

“EliteMGA has been a pleasure to work with. They have guided me through the process and have been extremely understanding and patient as I learn my way through the business. I would highly recommend ALL new home inspectors check out EliteMGA! Having the certificate of liability insurance from EliteMGA readily accessible for agents and customers has helped me earn new business.”

~ Home Inspector – Fort Morgan, Colorado

Certified Home Inspector Association- Superior Home Insurance Insurance- EliteMGA
Certified Home Inspector Association- Superior Service Home Inspector Insurance- EliteMGA
ASHI Bronze Recognition
Certified Market Specialist- EliteMGA


Home inspector insurance can be especially confusing. Luckily, we can help you determine your needs and connect you with a program that fits your individual insurance requirements.  Just give us a call today at 800-355-1185 or email us at inspection@eiipro.com, and our professional EliteMGA team will help in any way we can.

Thank you for placing your trust in us – we are excited for the opportunity to provide you with one of the “Elite” home inspector’s insurance programs!