Home Inspector Insurance – E&O and GL Insurance

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Home Inspector Insurance from EliteMGA

At EliteMGA, we are committed to our clients. We are constantly striving to offer the most up-to-date, varied coverage, with the most competitive rates, that is why we started our own insurance company just for the Home Inspection business (EliteRE). Our home inspectors work hard, and we believe that they deserve personalized coverage, made just for home inspectors, by the experts that know your business! 

To be fully covered, home inspector insurance usually includes both errors and omissions insurance and general liability insurance. By coupling these two insurance products together, home inspectors can rest easy knowing that they are covered from the most common claims against home inspectors.  EliteMGA’s home inspector insurance is uniquely positioned to offer tailored coverage at competitive rates through their own insurance captive, EliteRE. EliteRE is the first and only insurance carrier 100% dedicated to the home inspection industry and designed with home inspectors in mind. EliteMGA has years of experience providing home inspector insurance in all 50 states. By law, certain states require home inspector insurance. To learn more about your state-specific requirements, visit our State by State Insurance Requirements page. 

Errors and Omissions Home Inspector Insurance

Errors and omissions insurance protects home inspectors in case their client files a lawsuit or claim based on financial damages caused by omissions or mistakes in the inspection. Errors and omissions will cover attorney fees, settlements, and any third-parties financial losses. EliteMGA’s errors and omissions insurance is powered by our own captive, EliteRE. Most states require home inspectors to carry errors and omissions insurance. However, even if your state does not require it, it is still a good idea to carry errors and omissions insurance. Learn more about errors and omissions insurance for home inspectors and the errors and omissions policy from EliteMGA.

General Liability (GL) Home Inspector Insurance

Home Inspectors often experience claims in regards to property damage and personal injury to their customers or a third party. General Liability insurance for home inspectors protects you from these types of claims. Moreover, many home inspectors are required to furnish proof of coverage to enter a property. Additionally, if you have a location (office or shop), general liability insurance covers that location for third party “slip and fall ” public liability. EliteMGA’s general liability insurance for home inspectors is designed to cover residential and commercial inspectors, radon, mold, termite inspectors, green/energy auditors, and infrared thermographers. Our general liability insurance includes products and operations, medical payments, rented property or premises, and much more.