Kentucky Home Inspector Insurance RequirementsWhen it comes to quality insurance for home inspectors in Kentucky, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and he best way to cover those exposures. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Kentucky is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.

Home Inspectors Insurance Minimums in Kentucky

Home Inspector General Liability Insurance Requirements in Kentucky

  • Kentucky home inspectors are required to obtain a minimum of $250,000 in general liability insurance.

For more information on becoming a home inspector in Kentucky, visit InterNACHI’s KY Home Inspector resource page.

Why Do I Need Home Inspectors Insurance in the State of Kentucky?

First and foremost, the state of Kentucky requires home inspectors to carry a minimum of $250,000 of general liability insurance coverage to procure or maintain an active license. Beyond the requirements of the state, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have reliable E&O protection. Have EliteMGA service your E&O insurance needs.

So Why Should I Choose EliteMGA for Kentucky Home Inspector Insurance?

At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.
Contact EliteMGA if you’re in need of E&O insurance or get started on a free quote today!

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