When it comes to quality errors and omissions insurance, there’s no better option than EliteMGA. Our clients are our highest priority, and we want you to receive the best E&O insurance you deserve. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior E&O insurance is inevitable, so choose EliteMGA with coverage limits ranging from $100,000 up to $1,000,000, and prices starting at $1000 for the Errors & Omissions and General Liability.
Home Inspectors Insurance Minimums in FL
Home Inspector General Liability Insurance Requirements in Florida
- In order to apply for a home inspection license, you are required to submit proof of general liability insurance coverage of no less than $300,000.
Home Inspector Errors & Omissions Insurance Requirements in Florida
- The state of Florida does not mandate a requirement for home inspector Errors & Omissions Insurance except for Mold Inspectors/Assessors, which are required to maintain $1,000,000 aggregate
Why do I need E&O insurance in the state of Florida?
First and foremost, the state of Florida requires home inspectors to submit proof of general liability insurance coverage of no less than $300k in order to apply for a home inspection license. Beyond the requirements of the state, carrying home inspector insurance that combines General Liability and Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities and lawsuits. Operating as a home inspector without liability and E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. Home inspectors in Florida conduct many home inspections per year; each of these inspections has the potential for liability exposure. Without the protection of liability and E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.
So Why Should I Choose EliteMGA for Florida Home Inspector Insurance?
Our mission at EliteMGA is to provide you with the best E&O insurance on the market as well as other important insurances. Our specialized, experienced staff will generate the best possible E&O policy plan for your business. Regardless if you’re a sole proprietor or a multi-inspector firm, we tailor our policy to fit your needs. We offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
Plus, there are no hidden fees, taxes, or financing costs with our program. Our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.