When it comes to quality general liability & Errors and Omissions insurance, there’s no better option than EliteMGA. Our clients are our highest priority, and we want you to receive the best E&O insurance you deserve. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior E&O insurance in Texas is inevitable, so choose EliteMGA with coverages limits ranging from $100,000 up to $1,000,000, and prices starting at $1000 for the home inspector Errors & Omissions and General Liability insurance.

texas Board

Texas Home Inspectors Insurance Minimums

Texas Home Inspection E&O Insurance Requirements

  • Home Inspectors in Texas are required to have a minimum of $100,000 in Errors and Omissions insurance to obtain or renew a license with TREC.

For more information on becoming a home inspector in Texas, visit InterNACHI’s TX Home Inspector resource page.

Is E&O Insurance for Home Inspectors in Texas Required?

First and foremost, the TREC requires a minimum of 100K E&O insurance in order to procure or maintain an active license. Luckily, EliteMGA knows exactly what Texas requires and will provide a certificate on the specific form TREC requires once coverage is bound.

Regardless if your state requires E&O insurance or not, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Operating as a home inspector without E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you had no E&O protection. Have EliteMGA service your E&O insurance needs.

Why Should I Choose EliteMGA for Texas Home Inspector E&O Insurance?

Our mission at EliteMGA is to provide your home inspection business with the best E&O insurance on the market as well as other important insurances. Our specialized, experienced staff will generate the best possible E&O policy plan for your business’s risk management. Whether you’re a sole proprietor or a multi-inspector firm, we tailor our policy to fit your needs. We offer business insurance coverages for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

Plus, there are no hidden fees, taxes, or financing costs with our program. Our 20+ years of combined experience will help you get the professional liability insurance & E&O insurance you deserve in the quickest amount of time possible.