When it comes to quality insurance for home inspectors in South Dakota, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in HI is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
South Dakota Home Inspector Insurance Requirements
Home Inspectors Insurance Minimums in South Dakota
There are no requirements mandated by the state of South Dakota on how much insurance coverage home inspectors need to carry. However, home inspectors looking to maintain a good reputation and protect themselves, and their businesses should carry an adequate amount of errors and omissions or general liability insurance. In addition, many local real estate boards and home inspector business associations in South Dakota, as well as national associations, require their members to meet certain insurance coverage standards.
For more information on becoming a home inspector in South Dakota, visit InterNACHI’s SD Home Inspector resource page.
Why Do I Need General Liability Insurance in the State of South Dakota?
Even though South Dakota does not require home inspectors to carry insurance, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Carrying home inspector insurance that combines a free General Liability with the Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have comprehensive E&O protection. Have EliteMGA service your E&O insurance needs.
Why Should I Choose EliteMGA for South Dakota Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.