When it comes to quality errors and omissions insurance, there’s no better option than EliteMGA. Our clients are our highest priority, and we want you to receive the best E&O insurance you deserve. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior E&O insurance is inevitable, so choose EliteMGA with coverages limits ranging from $100,000 up to $1,000,000, and prices starting at $1000 for the Errors & Omissions and General Liability.
Maryland Home Inspector Insurance Requirements
Home Inspectors Insurance Minimums in MD
Home Inspector General Liability Insurance Requirements in Maryland
- In obtain a home inspection license in Maryland, you are required to obtain a minimum of $150,000 in General Liability Insurance.
Home Inspector Errors & Omissions Insurance Requirements in Maryland
- The state of Maryland does not mandate a requirement for home inspector Errors & Omissions Insurance.
Why Do I Need General Liability Insurance in the State of Maryland?
First and foremost, the state of Maryland requires home inspectors to maintain a minimum of $150,000 of general liability insurance coverage. Beyond the requirements of the state, carrying home inspector insurance that combines General Liability and Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities and lawsuits. Operating as a home inspector without liability and E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. Home inspectors in Maryland conduct many home inspections per year; each of these inspections has the potential for liability exposure. Without the protection of Liability and E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.
Why Should I Choose EliteMGA for Maryland Home Inspector Insurance?
Our mission at EliteMGA is to provide you with the best E&O insurance on the market as well as other important insurances. Our specialized, experienced staff will generate the best possible E&O policy plan for your business. Regardless if you’re a sole proprietor or a multi-inspector firm, we tailor our policy to fit your needs. We offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
Plus, there are no hidden fees, taxes, or financing costs with our program. Our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.