Virginia Home Inspector Insurance Requirements - EliteMGAWhen it comes to quality General Liability insurance for home inspectors in Virginia, there’s no better option than EliteMGA. Our clients are our highest priority, and our knowledgeable and friendly insurance agents will work with you to understand your business’s specific needs to ensure you are armed with the best General Liability insurance policy on the market. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in VA is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.

Home Inspectors Insurance Minimums in VA

Home Inspector General Liability Insurance Requirements in Virginia

  • In order to apply for a home inspection license in Virginia, you are required to submit proof of general liability insurance coverage of no less than $250,000

Home Inspector Errors & Omissions Insurance Requirements in Virginia

  • The state of Virginia does not mandate a requirement for home inspector Errors & Omissions Insurance

Why Do I Need E&O Insurance in the State of Virginia?

First and foremost, the state of Virginia requires home inspectors to submit proof of no less than $250,000 of General Liability insurance to obtain a home inspection license in Virginia. Beyond the requirement of the state, carrying home inspector insurance that combines General Liability and Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities and lawsuits. Operating as a home inspector without liability and E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. Home inspectors in Virginia, on average, conduct many home inspections per year; each of these inspections has the potential for liability exposure. Without the protection of liability and E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.

So Why Should I Choose EliteMGA for Virginia Home Inspector Insurance?

At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.

Looking for Home Inspector Insurance in Virginia?

Contact EliteMGA if you’re in need of E&O insurance or get started on a free quote today!

Menu