Kansas Home Inspector Insurance Requirements
When it comes to quality insurance for home inspectors in Kansas, there’s no better option than EliteMGA. Our clients are our highest priorityWith over 30+ years combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and he best way to cover those exposures. With the litigious nature prominent today, we will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Kansas is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
Home Inspectors Insurance Minimums in Kansas
Home Inspector General Liability Insurance Requirements in Kansas
- Licensed home inspectors in Kansas are required to carry no less than $100,000 in general liability insurance.
Home Inspector Errors and Omissions Insurance Requirements in Kansas
- Licensed home inspectors in Kansas are required to carry no less than $10,000 in errors and omissions insurance.
For more information on becoming a home inspector in Kansas, visit InterNACHI’s KS Home Inspector resource page.
Why Do I Need Home Inspectors Insurance in the State of Kansas?
First and foremost, the state of Kansas requires home inspectors to carry a minimum of $10,000 in errors and omission insurance and $100,000 in general liability insurance in order to maintain an active home inspector license. Carrying home inspector insurance that combines a free General Liability with the Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. What if the buyer has buyer’s remorse or finds something they “feel” you should have seen? Home inspectors conduct many home inspections per year; each of these inspections has the potential for liability exposure. Without the protection of liability and E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.
So Why Should I Choose EliteMGA for Kansas Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.