Arkansas Home Inspector Insurance Requirements
When it comes to quality insurance for Arkansas home inspectors, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of experience, our knowledgeable and friendly insurance agents help you to understand your business’s risks and the best way to cover those risks. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Arkansas is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
Home Inspectors Insurance Minimums in AR
Home Inspector General Liability Insurance Requirements in Arkansas
- As a licensed home inspector in Arkansas, you are required to carry no less than $100,000 in general liability insurance.
For more information on becoming a home inspector in Arkansas, visit InterNACHI’s AR Home Inspector resource page.
Why Do I Need Home Inspector Insurance in the State of Arkansas?
First and foremost, the state of Arkansas requires home inspectors to carry a minimum of $100,000 of general liability insurance coverage to procure or maintain an active license. General Liability is mainly meant for slip and fall type accidents. i.e. Your ladder falls and hits an agent’s car or you break a garage door. Beyond the requirements of the state, with EliteMGA’s General Liability and Errors & Omissions, can differentiate yourself from your competitors, but, more importantly, protect your assets and business from potential liabilities and lawsuits. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. What if the buyer has buyer’s remorse or finds something they “feel” you should have found? What if you couldn’t access a crawl space fully and forget to mention the extent to what you could see? All of these situations can lead to a financial burden on you and your business. Having E&O and General Liability is the solution and can give peace of mind.
So Why Should I Choose EliteMGA for Arkansas Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.