Ben Garrison

National Program Director
Inspector Contact
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In April of 2013, Ben joined Elite MGA as their National Program Director bringing 8 years of experience insuring home inspectors nationwide. He is very active within the inspection industry and serves as the liaison to all franchises, associations, and other home and building related inspection groups. Garrison’s commitment to serving his clients and understand their insurance needs has propelled Elite MGA to being one of the best E&O programs with comprehensive coverage at competitive rates. Prior to joining Elite MGA, Garrison spent 7 years as FREA’s Vice President of Sales. He graduated with a B.A in Political Science from Lynchburg College in Virginia in 2000.

Dave Moncavage

EMGA Senior Underwriter
Agency Contact
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Dave has focused on the home inspection industry since 2007 where he originally served as an intern with EliteMGA. He has since established various key relationships throughout the industry helping to understand and insure home inspectors. As a vital part of Elite, Dave underwrites and determines the carrier’s position on each account from beginning to end by analyzing the exposure and determining appropriate pricing, coverage options and state by state compliance. He has played a significant role in growing the business and continues to focus on home inspection insurance and risk management. Over the past 12 years Dave has helped design and implement a national insurance program for the largest home inspection association in the nation.

Niccole Barnes

National Program Specialist
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In June of 2018, Niccole Barnes joined EliteMGA bringing over 10 years’ experience within the Professional Liability Industry, specifically Home Inspector E&O. As a Registered Professional Liability Underwriter (RPLU) and Certified Insurance Sales Representative (CISR), Niccole’s knowledge provides valuable assets to clients and EliteMGA. Niccole has worked with multiple home inspection vendors, franchises, associations and insurance carriers to better understand the associated risk exposures and help bridge any gaps in coverage. Prior to joining EliteMGA, Niccole worked as a Senior Account Executive for a Professional Liability Brokerage firm and a Regional Sales Manager for a Managing General Agency (MGA). Niccole attended UGA studying finance and graduated with a B.A. in Business Administration from the University of West Georgia in 2005. Married with two fantastic boys, she enjoys movies, reading, bowling and rooting for the Dawgs!